Get a Personal Loan up to 10,00,000 in four steps
- Enter Personal & Professional Details
- Choose loan amount and tenure
- Verify your loan agreement and provide an e-consent
- Get an instant loan disbursal
Key Features
- Low interest rates
- Flexible EMI and Tenure
- Easy Loan servicing through ABFL mobile app
Policy Norms
Description : Salaried / Self Employed
Eligible Profile : Eligible Company Category : All Companies
Min Sanction Loan Product Offering
Min Drawdown 1,00,000 and Max Loan Amount 10,00,000
Max Tenure : Min 12; Max 36 Months
TU Score =700; NTC not allowed
Age Norms : Min-23; Max – 57yrs (at the time of application)
Other Policy :
- Number of unsecured lending enquiries on bureau should be <=5 in the last 3 months (Enquiries of same day, same amount, same product will be treated as 1 enquiry)
- Never in 30+ DPD in last 6 months
Qualification Criterion
Bureau Derog Norms Checks- Never in 60+ DPD in last 12 months
- Never in 90+ DPD in last 24 months
- Should not have any trade as Restructured in bureau
- Overdue amount for CC can’t be more than INR 10k
- Write Off/Suite filed/Wilful defaulter/Settled/Post settled/SMA/DBT/LSS on Bureau is not allowed.
Min Income Norms
FOIR Norms
Geo All Tiers >= 35000
Max FOIR = 70%; Based
Step By Step:
Click on Link and Start Jpourney Now
Enter Mobile Nomber and Add Basic Detarils:
Step by Step:
Then
Then
After Get Amount in Few houres.
How can I apply?
You can apply for the Personal Loan by following the steps given below:
Open the digital journey mobile web URL link
Login using your Mobile Number through OTP based authentication process
Enter your Personal Details and Professional Details
Choose your desired Amount and Tenure
Complete e-KYC process
Check and Confirm Bank Details
Register for the eNACH mandate
Provide Reference Details
Accept the digital loan agreement Voila! Your loan will be disbursed to your account
What are the minimum and maximum loan amounts?
Minimum loan amount that can be availed is
50,000 G Maximum loan amount is 10 Lakhs.
The maximum amount can differ from person to person based on the eligibility criteria.
What are the eligibility requirements for availing Personal Loan?
You should be meeting internal policy criterion for Personal Loan.
What is the tenure of a personal loan?
The repayment schedule varies up to 60 months depending on the loan amount chosen. You will have flexibility to choose your tenure for a particular amount of loan.
How does the loan repayment will be initiated?
Your EMI amount will get deducted from the account basis the setup done at the time of eNACH mandate registration
How do I contact for any queries?
In case of any query, please reach out to us at abfl.cesb@adityabirlacapital.com with the application reference number.
Time to Take Money in Bank Account?
Currently its Instant Disbursement within Hours in Bank Account Credit.
Reject Reason before Loan
For DSA or Agent Drop email on uaekotadiya61@gmail.com with Subject: DSA ABFL and Detail with Full Name , Mobile Nomber and CITY Pincode.
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