Sahi loan, sahi lender – bina bhaag-daud
Personal, business, home loan ya credit card – we help you understand your options, compare lenders and apply with confidence. Simple language, no fees, no false promises.
- Banks & RBI-regulated NBFCs only
- ₹0 fee for our guidance
- We never ask for OTP, UPI PIN or advance money
Check your options
Nothing is saved on this website. Approval is decided only by the lender.
Choose what you need
Tap a card to open the detailed guide, or use the form for a free callback on WhatsApp.
Personal Loan
For weddings, medical needs, travel or home repairs – compare banks & NBFCs.
Explore personal loansBusiness Loan
Working capital, term or machinery loan for MSMEs, traders and shop owners.
Explore business loansHome Loan
Buy, build or renovate your home with banks and housing finance companies.
Loan Against Property
Larger amounts by keeping residential or commercial property as security.
Credit Cards
Lifetime free, cashback, fuel and travel cards – pick by how you spend.
Compare credit cardsCredit Score Improve
Check your credit report and get steps to build a healthier score over time.
Check & improve score Partner site · we may earn a referral fee · not a guarantee of score changeBanks & NBFCs we help you compare
Names are shown only to help you compare – we are not their DSA, agent or branch. Rates and fees are decided by each lender for your profile.
HDFC Bank
Bank · Personal, HomeIDFC FIRST Bank
Bank · Personal, Home, BusinessBajaj Finance
NBFC · Personal, Business, LAPTata Capital
NBFC · Personal, Business, LAP, HomePoonawalla Fincorp
NBFC · Personal, BusinessMuthoot Finance
NBFC · LAP, BusinessKreditBee
NBFC (Krazybee Services) · PersonalPrefr
Platform – partner NBFCs · PersonalFour simple steps
Share your need
Fill the short form or WhatsApp us – loan type, amount, city and income.
We shortlist options
We explain 2–3 suitable lenders for your profile and what each will need.
You compare & decide
Check the rate, fees and EMI. Read the lender’s Key Fact Statement (KFS).
Apply with the lender
You apply on the lender’s official page/app or with its staff. The lender approves and disburses.
EMI calculator
EMI pehle check karo – phir loan lo.
Example only – your lender’s KFS shows the actual rate and APR.
What we will – and won’t – do
✅ We will
- Explain options honestly – including when a loan is not a good idea
- Show you how to read the KFS, APR and fees
- Keep your details private and use them only to help you
- Tell you clearly that we may earn referral compensation
⛔ We won’t
- Charge you any fee for guidance
- Promise or ‘guarantee’ approval
- Ask for OTP, UPI PIN, card CVV or passwords
- Take money to ‘release’ a loan – genuine lenders never ask this
Questions people ask us
What is LoanWale?
LoanWale is a brand of Kotadiya Enterprise, Surat – an independent loan advisory and referral partner. We help you understand and compare loan and credit card options. We are not a bank or NBFC.
Do you charge any fee?
No. Our guidance is free. We may receive referral compensation from lenders or partners if you apply through us; it does not change the lender’s rate for you.
Are you an authorised DSA of these banks?
No. We are an independent advisory and referral partner, not a DSA or agent of the banks shown. Lender names are shown only to help you compare.
Can you guarantee my loan?
No. Approval, amount, interest rate and fees are decided only by the lender after checking your profile and documents.
What details do I share in the form?
Only basic details (name, city, loan type, amount, income type). When you tap the button, these details open in WhatsApp so you can send them to us – nothing is stored on this website.
How do I avoid loan fraud?
Never pay any advance fee, never share OTP or UPI PIN, and always check the lender name and charges in the Key Fact Statement before signing.
Ek message se shuru karo
Share your need – we’ll explain suitable options for free. No pressure, no fees.