Get your Personal LoanApproved Instantly!*What is your desired loan amount?
Get instant personal loan of up to ₹2.5 lakh
📊 Interest rate starting from 11.5% p.a.
💸 No Document required
🗓 Flexible tenure of up to 36 months
👉🏻 Facility of transferring existing loan & credit card balance is available
Step:
1. Watch all the training videos and share the product link with your customer.
2. Customer will be redirected to the SMFG India Credit website.
3. Select job type: salaried or self employed.
4. Enter and verify mobile number, PAN, Current pincode using OTP.
5. Enter basic details – name, personal email ID, date of birth, type of organization, net monthly income, work experience and other details.
6. Eligible credit limit will be displayed on the screen, with loan amount, tenure and EMIs.
7. Enter the Employment Details: – Employer Name, Official Email ID (domain should be same as the company’s name), Office Address.
8. Desired loan amount will be shown on the screen with EMI, tenure and rate of interest.
9. Wait for the verification of the details.
10. After successful loan application, upload the required documents to complete the process.
11. Documents Required:
(a) Photo
(b) ID Proof
(c) Current Residence Address Proof
(d) Office Address Proof
(e) Income Proof
(f ) Reference
12. Customer needs to be in the Current Address Location city for Geo-tagging.
DON’Ts
1. Don’t provide any incorrect/false information like customer name, address, mobile number, PAN in the loan application.
2. Don’t edit or modify any documents for the loan application.
3. Identify yourself as Partner and not brand/company employee/agent.
4. Never promise loan amount, interest rate or processing fee upfront to the customers. The customer should always verify all the details on the brand’s page or application.
1. Available for salaried employees only
2. Customer’s salary should be credited in their bank account or by cheque
3. Age: 21-65 years on loan maturity or retirement, whichever is earlier
4. Net Monthly Income: ₹25,000 above
5. Minimum work experience – 12 months
6. Average Bank Balance: at least 75% of EMI
7. Preferably for Govt. Organisations, Limited Liability Companies (LLP), Private Limited Companies, Partnership & Proprietorship Companies, Listed Companies, Multinational Companies, Employees working for educational and medical institutions managed or owned by Trust and Societies’
T&Cs:
1. Documents Required:
(a) Photo
(b) ID Proof
(c) Current Residence Address Proof
(d) Office Address Proof
(e) Income Proof
(f ) Reference
2. For Loan Balance Transfer cases, the latest 6 month EMI payment proof and repayment schedules are required. There should be no bounces in the last 6 months.
3. For Credit Card Balance Transfer Cases, the latest 2 month statement is required (There should be no over limit charges, late payment charges in the last 2 month statement).